I think http://www.kiva.org/ is an amazing program. You have an opportunity to review who or what group is requesting a loan and what product and/or service they will be providing. The KIVA site also shows the percentage of the requested loan the requester has attained to date. In addition, if you are seeking a loan it seems like a great way to promote and advertise your entity. I’m not sure whether you are a Barack Obama fan, but whether you are or not, he raised substantial funds for his campaign by requesting that people make small donations. In the end, KIVA provides a great way to invest in the success of others. We all succeed if we all succeed (TM) -Andrew Spriegel
PS: I am a Barack Obama fan and campaigned for him.